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Egiam
2009-01-30, 11:54 AM
I just picked up the NWOD core rules and am confused about the monetary/equipment system. So far I understand that a character can have anything equal to or lower than their resources score. What keeps them from getting everything on the list with a low point value?

Ashes
2009-01-30, 12:36 PM
The resources dots signify both your assets, and your monthly disposable income. When you purchase something that lists a number of Resource dots, you spend those dots for the month.

Say you have two dots of Resources and you want to buy something that has a cost of two dots, for the rest of the month you are considered to have a Resources score of zero dots for the rest of the month.

KKL
2009-01-30, 07:57 PM
Resources (● to ●●●●●)
Book: The World Of Darkness Core, p. 115
Effect: This Merit measures your character’s material resources, both possessions and wealth. All characters are assumed to have a job or a source of income (trust fund, parents) that is sufficient to cover their basic needs: food, shelter and transportation. Dots in this Merit represent disposable income - wealth and assets that can be liquidated for more money in case of emergency. The number of dots indicates your character’s general level of wealth. One dot suggests low disposable income: $500 a month and
approximately $1,000 worth of assets. Two dots suggest moderate disposable income: $1,000 a month and approximately $5000 worth of assets. Three dots suggest significant disposable income: $2000 a month and maybe $10,000 worth of assets. Four dots suggest substantial disposable income: $10,000 a month and $500,000 worth of assets. Five dots suggest significant wealth: $50,000 a month and as much as $5,000,000 worth of assets. Resources can be used to determine if your character can reasonably afford a purchase or expenditure.

Equipment, weapons and items throughout these rules are assigned costs in dots. The Storyteller can assign cost dots to other items during play based on what’s here. If your character has the same or more dots in Resources, he can afford the item on his disposable income. That doesn’t mean he has a blank check with which to buy everything he sees. He might be able to afford one or two items with a cost equal to his Resources dots in a single month. Items with lower costs can be acquired more often. The Storyteller has final
say on what’s too much or what’s too often.
Your character’s Resources dots aren’t spent and don’t go away. They represent available cash at any given moment. The only means by which your character’s Resource dots might decrease is if story events conspire against them. Perhaps your character’s fortune is wiped out, he loses his job or his company is subjected to a hostile takeover. The Storyteller therefore influences how your character’s dots might decrease, and whether they can be salvaged.

Just posting the actual text just in case OP needs it. But Ashes if pretty much right.

Egiam
2009-01-30, 08:06 PM
So, it's up to the ST?

KKL
2009-01-30, 08:12 PM
So, it's up to the ST?

If you get out of hand, yes it is. As long as you're sensible with the Resource dots, you'll do fine.