To many the opposite of a paladin is a blackguard, or anti-paladin. A paladin is a servant of a holy cause, a blackguard of an unholy one. Really, though, that is where their differences end. A paladin is a thing exceptional, however, the chosen, the select, the one among millions. They are one who press themselves to a code of belief and the service of a cause. The opposite of a paladin isn't a blackguard, those two are brothers, perhaps born of incest, they are so close. No the opposite of a paladin is someone unexceptional. Someone with wickedness in their heart, but without the courage to bring it to true evil. Craven, disloyal, and of little consequence without someone else pushing him, Dan that disloyal pal and town merchant, is the opposite of a paladin.

Of course even the unexceptional, when placed in a position of influence, and pushed by something greater can cause untold evil. Due to luck, happenstance, and circumstance, Dan has risen through the ranks of the merchant's guild to its second highest position, allowing him to do untold harm with his wealth and influence if just given the right push.

Well ok, there's one thing exceptional about Dan. Just how many archfiends he can manage to owe at once.

Disloyal Pal Dan
Male Mildly CE Human Expert, Level 18, Init -1, HP / , Speed
AC 9, Touch 9, Flat-footed 9, Fort 6, Ref 5, Will 11, Base Attack Bonus 9
(-1 Dex)
Abilities Str 7, Dex 8, Con 10, Int 12, Wis 11, Cha 18
Condition Barely chaotic
Barely evil
Greedy merchant
Merchant lord
In thrall to Red Fel for services rendered.
In thrall to Demogorgon for services rendered.
In thrall to Tiamat for services rendered.
In thrall to Dagon for services rendered.
In thrall to the Grand Mudcrab God of Merchants for services rendered.
In thrall to Baphomet for services rendered.