Quote Originally Posted by darkrose50 View Post
My planned plans often seem to blow up in tremendous ways. I seem to do considerably better not planning, and I am not sure if that is good or bad.
Mostly that suggests you're not good at planning. It's a skill like any other, it takes thought or training and practise to improve it.

I don't like planning, and I avoid it most of the time, but I have to acknowledge that when I do plan - at least a little - I can earn myself significantly better outcomes than by just making it up as I go along.

I would say that "luck" covers quite a range of effects. Sheer random luck is certainly a thing - ask any lottery winner. A lot of times, what we call lucky is mostly about, as you say, spotting an opportunity and acting appropriately - but even then there's a significant portion of the outcome that you can't predict or control, so there's still a lot of randomness in the result.