Keep magic items in mind, too. The Altar to Vkandis, Bringer of Life, that grants all true believers who pray at it their daily bread, is 15,000 GP. Perfectly reasonable for a Temple in a major city to create ASAP.
FAQ is not RAW!
Avatar by the incredible CrimsonAngel.
Saph:It's surprising how many problems can be solved by one druid spell combined with enough aggression.
I play primarily 3.5 D&D. Most of my advice will be based off of this. If my advice doesn't apply, specify a version in your post.