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  1. - Top - End - #1
    Firbolg in the Playground
     
    DrowGuy

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    Dec 2015

    smile I Won The Lottery

    Hey everybody. I got wonderful news. Yesterday I won the New York State Lottery. I got fifty million dollars now. My lotto numbers we're 23, 17, 8, 29, 2 and 11. I'm so glad that TV chooses the right number. I'm very happy now.

  2. - Top - End - #2
    Bugbear in the Playground
     
    RedKnightGirl

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    d6 Re: I Won The Lottery

    Get an accountant, lawyer at the minimum. I wish you the best. Your troubles have just begun.

    Remember money does not solve your problems it just gives you better view.

    Oh and really listen to Bob Dillon "Like a rolling stone " Remember not everyone is your friend.
    Last edited by denthor; 2020-03-31 at 11:41 PM.
    9 wisdom true neutral cleric you know you want me in your adventuring party


  3. - Top - End - #3
    Troll in the Playground
     
    enderlord99's Avatar

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    Default Re: I Won The Lottery

    Cool! How many celebrity-signatures is that worth?
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    Quote Originally Posted by Strigon View Post
    Wow.
    That took a very sudden turn for the dark.

    I salute you.
    Quote Originally Posted by AuthorGirl View Post
    I wish it was possible to upvote here.

    I use braces (also known as "curly brackets") to indicate sarcasm.
    Explanation here.

  4. - Top - End - #4
    Surgebinder in the Playground Moderator
     
    Douglas's Avatar

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    Default Re: I Won The Lottery

    April Fools, right?
    Last edited by Douglas; 2020-04-01 at 01:34 AM.
    Like 4X (aka Civilization-like) gaming? Know programming? Interested in game development? Take a look.

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    Saberhagen's Twelve Swords, some homebrew artifacts for 3.5 (please comment)
    Isstinen Tonche for ECL 74 playtesting.
    Team Solars: Powergaming beyond your wildest imagining, without infinite loops or epic. Yes, the DM asked for it.
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  5. - Top - End - #5
    Barbarian in the Playground
     
    Arutema's Avatar

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    Default Re: I Won The Lottery

    Quote Originally Posted by Douglas View Post
    April Fools, right?
    It does appear to have been posted just past midnight, April 1, in New York's time zone.

  6. - Top - End - #6
    Firbolg in the Playground
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    Sep 2014

    Default Re: I Won The Lottery

    It's better than his forged autographs of famous people. He's trying new things at least.

  7. - Top - End - #7
    Ogre in the Playground
     
    SwashbucklerGuy

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    Default Re: I Won The Lottery

    No celebrity autograph this year?
    Homebrew Stuff:

  8. - Top - End - #8
    Troll in the Playground
     
    Lvl 2 Expert's Avatar

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    Default Re: I Won The Lottery

    I was there, I took his picture!

    Last edited by Lvl 2 Expert; 2020-04-01 at 05:44 AM.
    The Hindsight Awards, results: See the best movies of 1999!

  9. - Top - End - #9
    Ettin in the Playground
     
    Chimera

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    Dec 2015

    Default Re: I Won The Lottery

    Quote Originally Posted by Razade View Post
    It's better than his forged autographs of famous people. He's trying new things at least.
    It is too bad, though. I went in (foolishly not expecting an April Fools gag) hoping for a 'I won the lottery, 800 bucks, let's discuss!' kind of thread.

  10. - Top - End - #10
    Titan in the Playground
     
    Lizardfolk

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    Default Re: I Won The Lottery

    Take the lump sum, the reduction in prize money is less then you would earn in interest if invested.
    Quote Originally Posted by The Glyphstone View Post
    Vibranium: If it was on the periodic table, its chemical symbol would be "Bs".

  11. - Top - End - #11
    Ogre in the Playground
     
    The Fury's Avatar

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    Default Re: I Won The Lottery

    Quote Originally Posted by Lvl 2 Expert View Post
    I was there, I took his picture!

    I don't know what I was expecting Bartmanhomer to look like. That ain't it though.
    Iop brain.

  12. - Top - End - #12
    Eldritch Horror in the Playground Moderator
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    Default Re: I Won The Lottery

    Quote Originally Posted by The Fury View Post
    I don't know what I was expecting Bartmanhomer to look like. That ain't it though.
    That's what I said when he posted a self-portrait a few months back.
    Quote Originally Posted by Red Fel, on quest rewards View Post
    "Is a stack of ten pancakes too many pancakes to give to the party, even if most of them fell on the floor and one or two were stepped on? I wanted to give my party pancakes as a reward but I'm unsure if it's too much. The pancakes are also laced with blowfish poison so the party would have to get an antitoxin before they could eat the ones which weren't pulverized by shoes."

    I don't think anyone would want those pancakes even if you paid them to eat them.

  13. - Top - End - #13
    Dragon in the Playground Moderator
     
    Peelee's Avatar

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    Default Re: I Won The Lottery

    Quote Originally Posted by Lvl 2 Expert View Post
    I was there, I took his picture!

    The signature was a delightful touch!
    Quote Originally Posted by truemane
    NEVER! I shall mod and drive and pick up dubious arachnid packages until the day I die!
    The Mod on the Silver Mountain avatars by the wonderfully talented Cuthalion!
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  14. - Top - End - #14
    Troll in the Playground
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    Feb 2013

    Default Re: I Won The Lottery

    Quote Originally Posted by Tvtyrant View Post
    Take the lump sum, the reduction in prize money is less then you would earn in interest if invested.
    The over time one scales to inflation though, so it is essentially a safe investment. Before accepting either talk to a professional investment consultant/tax attorney/etc, not an H&R Block type. And remember, if you don't handle the cash perfectly your life is ruined.

  15. - Top - End - #15
    Ogre in the Playground
     
    Asmotherion's Avatar

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    Default Re: I Won The Lottery

    I was kinda hopping every regular member would get a free gamer pc to prove it :p

    Please help/contribute in creating the: Complete list of Magically Created Constructs, Elementals etc

  16. - Top - End - #16
    Titan in the Playground
     
    Lizardfolk

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    Default Re: I Won The Lottery

    Quote Originally Posted by ZamielVanWeber View Post
    The over time one scales to inflation though, so it is essentially a safe investment. Before accepting either talk to a professional investment consultant/tax attorney/etc, not an H&R Block type. And remember, if you don't handle the cash perfectly your life is ruined.
    The interest rate on prudent investments tends to (is nearly always) higher then inflation. The reason companies offer that option is it is better for them.

    Winning the lottery often ruins lives, its not exactly to be taken lightly. People draw hanger-ons who offer them whatever they want in return for their money, family and friends find their relationships eroded, coming into large amounts of money is good but also dangerous. A professional is a very good idea.
    Quote Originally Posted by The Glyphstone View Post
    Vibranium: If it was on the periodic table, its chemical symbol would be "Bs".

  17. - Top - End - #17
    Ogre in the Playground
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    Jun 2007

    Default Re: I Won The Lottery

    Quote Originally Posted by Lvl 2 Expert View Post
    I was there, I took his picture!

    This wins the thread.

    (I was going to suggest "Take the lump sum and use it to buy celebrity autographs as investments. Incidentally, I have a few to sell. PM me.")
    Offer good while supplies last. Two to a customer. Each item sold separately. Batteries not included. Mileage may vary. All sales are final. Allow six weeks for delivery. Some items not available. Some assembly required. Some restrictions may apply. All entries become our property. Employees not eligible. Entry fees not refundable. Local restrictions apply. Void where prohibited. Except in Indiana.

  18. - Top - End - #18
    Ettin in the Playground
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    Default Re: I Won The Lottery

    Quote Originally Posted by enderlord99 View Post
    Cool! How many celebrity-signatures is that worth?
    I'm out of the loop: why do people keep mentioning celebrity signatures in this thread?

    EDIT: Is it a reference to this thread or threads like it?

    EDIT 2: Oh, there are several of these threads.
    Last edited by 137ben; 2020-04-12 at 10:35 PM.

  19. - Top - End - #19
    Barbarian in the Playground
     
    PopeLinus1's Avatar

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    Default Re: I Won The Lottery



    Guys, I finally found an image of Bartmanhomer!
    A diamond necklace played the pawn
    Hand in hand some drummed along, oh
    To a handsome man and baton (Bygone, bygone)
    A blind class aristocracy
    Back through the opera glass you see
    The pit and the pendulum drawn (Bygone, bygone)
    Columnated ruins domino

    My avatar was made by a very lovely chap by the name of smutmulch. That was very cool of them.

  20. - Top - End - #20
    Barbarian in the Playground
     
    GreenSorcererElf

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    Default Re: I Won The Lottery

    more money more troubles
    Get your physics out of my D&D!

    Proudly Chaotic

    Optimism is delusion pessimism will save the world

  21. - Top - End - #21
    Banned
     
    RangerGuy

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    Default Re: I Won The Lottery

    I never had any luck in the lottery.

  22. - Top - End - #22
    Bugbear in the Playground
     
    Zombie

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    Default Re: I Won The Lottery

    Assuming this is real, thatís awesome dude! Congratulations!

    If itís not real, I donít get the joke. 🤷*♂️

  23. - Top - End - #23
    Troll in the Playground
     
    JadedDM's Avatar

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    Default Re: I Won The Lottery

    Quote Originally Posted by Klorox View Post
    If itís not real, I donít get the joke. 🤷*♂️
    Look at the date when it was first posted.

  24. - Top - End - #24
    Barbarian in the Playground
     
    GreenSorcererElf

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    Default Re: I Won The Lottery

    Quote Originally Posted by JadedDM View Post
    Look at the date when it was first posted.
    April first.
    Get your physics out of my D&D!

    Proudly Chaotic

    Optimism is delusion pessimism will save the world

  25. - Top - End - #25
    Firbolg in the Playground
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    Feb 2013

    Default Re: I Won The Lottery

    I.E. April Fool's Day.

  26. - Top - End - #26
    Pixie in the Playground
     
    clingydreamers's Avatar

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    Default Re: I Won The Lottery

    I'm happy for you, but also very jealous. >_<

  27. - Top - End - #27
    Bugbear in the Playground
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    Apr 2015

    Default Re: I Won The Lottery

    Quote Originally Posted by ZamielVanWeber View Post
    The over time one scales to inflation though, so it is essentially a safe investment. Before accepting either talk to a professional investment consultant/tax attorney/etc, not an H&R Block type. And remember, if you don't handle the cash perfectly your life is ruined.
    While this might be strictly true, under most circumstances where inflation starts getting much higher than expected, many of the financial instruments that make up a diversified portfolio will also increase in value. For example, (expected) high inflation tends to push more people and institutions into putting more of their investments into things like stocks rather than currency reserves as a way to help protect their wealth against inflation--this among other things increases the value of stocks, all else equal. This won't be true of everything, of course, but overall inflation pressures will end up helping the lump-sum winner more than it hurts him.

    There are conceivable circumstances where increasing inflation coincides with a drastic and prolonged crash in stocks, in which the lump-sum guy might fall behind the person who took the "safe" lifetime payment. However, at that point I'd have serious concerns about how the lottery commission is backing those annuities. I've never really looked into it--if it turns out that they're directly backed by the government, for example, then maybe I'm worried about nothing. In general though, private entities who routinely agree to pay people over period of decades (such as pension funds) have to fund those future payments through some sort investments. Theoretically, they're want to pick investments that give enough of a return to beat putting the money into a bank and collecting interest, but are generally on the safer side. However, my first instinct is that the sort of situation where your inflation-pegged lottery payout starts substantially outperforming the lump-sum investor is the scenario where even fairly conservative investments aren't safe.

    Remember, short of a few very high value private (hedge funds, for examples) or legislatively controlled (direct government backing of debt) options, the people administering the lottery largely have access to the same set of investments that the winners do. If something happened that seriously hurts the lump-sum winner's investments, chance are it also seriously undermined the ability of the lottery to pay inflation-pegged annuities.

    The real advantage of the long-term payout is if you have serious concerns about your own, or your beneficiary's, self-control, and you want to make sure that there's always a bit more money coming no matter what impulsive choices you made. However, there are a ton of ways to put the same safeguards into place using a trust.
    Last edited by Xyril; 2020-07-17 at 05:33 PM.

  28. - Top - End - #28
    Firbolg in the Playground
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    Feb 2013

    Default Re: I Won The Lottery

    I don't know the whole picture, but I know part of the lottery revenue from the sale of tickets goes into the payout fund. So to a certain extent, the lottery is a Ponzi scheme.

  29. - Top - End - #29
    Dragon in the Playground Moderator
     
    Peelee's Avatar

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    Default Re: I Won The Lottery

    Quote Originally Posted by Rogar Demonblud View Post
    I don't know the whole picture, but I know part of the lottery revenue from the sale of tickets goes into the payout fund. So to a certain extent, the lottery is a Ponzi scheme.
    Lotteries are very up-front about the remarkably low odds of any person getting any ROI, which is the opposite of how a ponzi scheme works.
    Quote Originally Posted by truemane
    NEVER! I shall mod and drive and pick up dubious arachnid packages until the day I die!
    The Mod on the Silver Mountain avatars by the wonderfully talented Cuthalion!
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  30. - Top - End - #30
    Firbolg in the Playground
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    Feb 2013

    Default Re: I Won The Lottery

    True. The local one gives you a 1 in three hundred-something chance of getting your dollar back. Next level up is like 1 in 5000 to get $3. And people still play.

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