Bugbear can't stand this disrespect any longer, and explodes at the dragon. "A FEE!? Are you insane, dragon?! You should be thanking your gods that we aren't using your hide as a horse blanket by now!"

"Now, you're going to give the lady her gold back and let us go on our way or Bugbear's going to be drinking ale tonight under your mounted skull!"

Spoiler
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(1d20+8)[18] Intimidate; not that I expect him to surrender...