I can't remember a game where loot was fun, rather than something I try to spend as little time with as possible. Fallout is no exception and has an annoying power creep that eventually puts you in power armor and gives you energy weapons. When I played New Vegas, I installed mods to make my trusty mercenary jacket and rifle level with me, so I never had to worry about this again. Sadly, this made them pretty overpowered. Or at least the jacket, which healed me, gave me stealth bonuses and such.