Quote Originally Posted by lord_khaine View Post
Monks may be monks, but the point remain that the template does a lot for them.
A buff to their main stat. Natural armor. And a damage reduction thats going to be a pain to deal with.

Because im certainly not buying the idea of NPC's with silver weapon.
Not on anything but recurring enemies.
Normal opponents should go "skeleton!" and try to get hammer.

So LA +2
As others have said, that depends somewhat on the type of campaign.

Dungeon crawling where each enemy will likely only face you once or twice in a relatively short period? Yeah, that DR is practically DR/-; most beings capable of bypassing it will likely do so easily for other forms as well.

A campaign with frequently recurring enemies and/or forces of enemies? Yeah, expect a Cloud of Knives to the face by round 3 at the latest.