Luis also gives a deep bow, in the style he'd been taught to while working for the rogue trader. "Glad to meet you, boss. Yeah, we're with the Credit Guild. And you're the man we wanted to see. Management wants us to do a little fact-finding down here about some of our borrowers. Seems like they might be getting up to something that it would look real bad for the Credit Guild to be involved in, yeah? So maybe we need a little help in... removing the problem... permanently..."