Image says so very matter-of-factly to Punnuh, "I don't know you, but your sister does, and she misses you terribly."

Very desirous of free accommodations that, again, do not likely come with "things in my drink" and golems stomping about, Image hatches something up almost immediately. "Why not work out a 'payment plan'? Hear me out, here, here's my idea..." She nods first to the merchant. "You take this paltry five Gold coins as well as five of my Gold coins as a down payment, while you..." She nods to Punnuh. "Pay a pre-arranged amount every, say, week. With..." She counts on her fingers animatedly, "Half a percent interest every week. To compensate for losses. I'm no economist, I'm just a customer and an errand-girl, but it sounds sound to me..."

Persuasion - (1d20+3)[11]

"Image" - Half-Elven Warlock of the Celestial
Spoiler: Out of Character
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Attempting to convince Pun-Pun and the merchant to do a payment plan dealie.