Quote Originally Posted by Eladrinblade View Post
Elminster isn't the greatest example. He's depicted in the books as not having too many magic items on him, and often loses some of the ones he has. He's usually making do with what he comes across during the story.
Elminster is a perfect example for this thread as he's only at 400k and change in gear, not counting his pipe. For an NPC he's less than half of WBL...as a PC (which he was one of the original characters of Ed Greenwood IIRC) he's at 5% of WBL.

Quote Originally Posted by Max Caysey View Post
Also forgot to mention that I would give him +5 tome for each stat!
+5 tomes for each stat would eat up almost 90% of his total for an NPC. He's used wish 4 times for his IQ already, so he only needs to cast it one more time.