Two Sets of Rules, the Good and Bad?

[KorvinStarmast]

(99.999999% says PhoenixPhyre, but unless she gives an example this seems like an assertion of "never.")

He, and it is clearly indicated by the little blue circle/arrow symbol under his avatar, just like the one under my location.

NPCs: use the PHB for them sparingly. Easier to use the MM/Volos premades (less work).

Of my NPCs, as a DM, maybe two dozen are PC built. (That's in three different campaigns, but one of them's dead...)